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Abstract

Tired of Working For Someone Else?

Unemployed?

Underemployed?

Frustrated?

This is a NO Risk Opportunity!

That's Right! - No Risk!

(30 day - 100% money back guarantee - see below)

Start Your Own Business In Just A Few Days!

Every year hundreds of thousands of people start their own small
businesses. You can join the ranks of thousands of successful business
owners; control your own destiny; be your own boss.

Reap what you sow! Be financially rewarded for your hard work.

Are You Frustrated With Your Current Life?

The ability to go after what you want is in your hands and if you want
to be the boss, own and operate your own business and make the income
that you have always wanted; then don't let this opportunity pass you
by!

The Business Startup & Operations manual provides you with a systematic
approach and the tools that you will need to find the business that
will suit your skills and the lifestyle you want.

download now button-

Are You Bored With Your Current Job?

Is every day the same as the last -
bullet hand You bust your backside at work, not being appreciated and
earning less?
bullet hand Do you have to fight for a few percent raise?
bullet hand Worried about keeping your job?
bullet hand Having less competent people promoted above you?
bullet hand Is your boss an inconsiderate jerk; who couldn't do
your job if their life depended on it?
bullet hand Have you sent out hundreds of resumes without getting
any response?
bullet hand Are you working at a mundane job, just to pay the
bills?

This is a No RISK - No EXCUSE opportunity!

My 30-Day Money Back Guarantee:

If, for any reason, you are not completely satisfied with the Business
Startup & Operating Manual, simply send me an email within 30 days and
I will refund 100% of your money, no questions asked.

- Robert Berman

You have no excuse not to instantly download the Business Startup &
Operating Manual.

Here Is What You Will Receive When You Order Today!

The Business Startup & Operating Manual
- Over 400 pages (Table of Contents)

Personal & Capital Expense Spreadsheet Workbook

- Personal Expenses

- Partner's Expenses

- Start-up Expenses

- Business Expenses

- Total Capital Required

Cash Flow Calculator Workbook

- Daily (35 days)

- Weekly (5 Weeks)

Lifestyle Questionnaire

Personal Attributes Questionnaire

Glossary of Business Terms

List of Government Business Offices

- State & Province

Expense Report Form

Point of Sale Reconciliation Form

Financial Ratio Calculator

Instant Download

The Business Startup & Operating Manual

Only $37.00

Business Startup Manual and DVD's

download now button-

For Excuses, Questions, Comments or Support:
Robert@BizStartupManual

The Business Startup Manual and some companion documents are in Adobe
PDF format, which is available on most computers. Adobe Acrobat Reader
is free. If you do not already have it downloaded to your computer you
may download Adobe Acrobat Reader here.

About The Author, Robert Berman

I have been a business consultant for more than 30 years. My column in
a national newspaper was under the bi-line of the "Business Doctor".

I have worked with numerous small business startups including ladies
and children's fashions, fast food and franchising, travel, restaurant
supplies, IT consulting, website design, audio & stereo, hardware,
building supplies and bookkeeping services; to mention only a few.

Table of Contents

Introduction

What Is a Small Business Enterprise?

Economic Times

Business Evaluation

What makes a highly successful entrepreneur?

Contract Employment

Even Big Companies Get It Wrong

Do Unto Others

How to Use This Manual

Chicken Or Egg and Circles

Spreadsheets

Being Politically Correct

Disclaimer

Quick Start

Starting a Small Business Flowchart

Register a name for your business

Sales tax registration

Apply for a business license

Apply for an EIN number

Open a bank account

Recordkeeping

Is a Small Business For You?

Introduction

Advantages of owning a small business

Disadvantages of owning a small business

Is owning and operating a small business is for you?

Lifestyle Questionnaire

Do you have what it takes to be successful?

Six reasons not to start your own small business

Personal attributes

Reasons Businesses Fail

Do you proceed?

Choosing a Business Venture

Introduction

Small business suggestions

Franchises, Buying & Marketing Groups

Multilevel marketing (MLM)

Scams and schemes

Chosen business versus your lifestyle

Inventions

Commercializing an invention

Reasons new products or processes are not successful

Patents

What is a patent?

Obtaining a patent

Patent Scams

Disheartened?

Nondisclosure agreements

How to Start

Introduction

Buying a business

Buying a franchise

Multilevel marketing (MLM)

Buying and marketing groups

Buying groups

Marketing groups

Starting from scratch

Business plans

Personal expense budget

Start-up expense budget

Business expense budget

Determining the total amount of capital required

Total capital required budget

How to make money from this business

Government Sponsored Assistance

The Small Business Administration (SBA)

Service Corps of Retired Executives (SCORE)

Small Business Development Centers (SBDCs)

State Dept. of Commerce/Development

Market Research

Introduction

Competition

Market Research and Risk Management

Risk management affect on market research?

Market research and new products?

Where does that leave market research?

Summary

Partnerships

What is a partnership?

Partnership Agreements

Two common methods of business evaluation

Shotgun clauses

Legal Structure

Your businesses legal structure

Types of legal business entities

Sole Proprietorship

Partnerships

Corporations

Limited Liability Company (LLC)

How to incorporate

Financing Your Business

Introduction

From savings or cashing in investments

Borrowing money

Banks and Financial Institutions

Private Investors

Family and Friends

Equity infusion

Venture Capital Companies and Angel Investors

Friends and Relatives

Grants

Financial ratios

Liquidity Ratios

Safety Ratios

Bringing in a Partner

Choosing a Name

Your business needs a name!

MBA Name Choice Theory

Fictitious Names or DBAs

Introduction

Corporations can also have a DBA or fictitious name

Filing a DBA

Using A DBA Prior To Registration

DBA Renewal

Failing to File

Government Regulations

Introduction

Government regulations - your new boss

Licensing and Permits

Federal licensing and permits

State, County and City licensing and permits

City and county license and permits

More Confusion

Employment regulations

Americans with Disabilities Act (ADA)

Family and Medical Leave Act

Facilities

Zoning

Business License

Building permits

Sign Permits

Occupancy certificates

OSHA (Occupational Safety & Health Administration)

Sales Tax

Introduction

Why have a sales tax license?

Applying for a Sales Tax License

Virtual online businesses and sales tax

Submitting the sales tax that you have collected

Credit cards and sales tax

Shipping and sales tax

Handling fees and sales tax

Coupons and sales tax

Rebates and sales tax

Calculating sales tax

Fee for collecting sales tax

Availability of funds

Items used for personal consumption

Bartering and sales tax

Sales tax fraud

Jurisdictions

Introduction

Cash & Cash Flow

Introduction

Forecasting cash flow

Cash versus accrual accounting

Introduction

Cash accounting

Accrual accounting

Locating Your Business

Introduction

Zoning and bylaws

Advantages of a home based business

Disadvantages of a home based business

Alternative Types of Facilities

Leased office space

Shared office - Professional services

Shared office - Related businesses

Virtual office

Industrial units

Incubators

Enterprise zones

Location Research

Kiosks

Determining the value of a retail location

Location and Competition

Marketing

Introduction

Theory - MBA marketing

Reality - small business marketing

Basic marketing

Word of mouth marketing

Business cards

Chamber of commerce

Marketing strategy - goals

Retailer with a physical location

Starting your marketing campaign

Opening Campaigns

Promotional campaigns

Service Business

Service businesses - not location constrained

Service businesses - you go to client

Service businesses - client comes to you.

Virtual retailer without a store front location

Multilevel Marketing (MLM)

Client and customer loyalty programs

Recordkeeping

Introduction

Why Keep Good Business Records?

Accordion Files

What records need to be kept?

Gross sales

Gross taxable sales

Sales tax collected

Point of sale terminal summaries & tapes

Inventory

Fixed assets

Accounts payable

Accounts receivable

Payroll records

Petty cash

Travel and entertainment

Use of personal vehicle

Expense accounts

Daily diary

Point of sale terminal receipts

Receipts

Credit card statements

Processing bills

Processing online purchases and revenue

Check register

Purchase orders

Computerized accounting software

Making Money

Lifestyle

How do you make money with a small business?

Purchasing

Shelf and rack space

Merchandise that is not selling

Service businesses

Employees

Employment regulations

Hiring employees

Americans with Disabilities Act (ADA)

Family and Medical Leave Act

Employee benefits

Benefits offered by employers

Employee leasing companies

Advantages

Disadvantages

Employee theft

Flexibility

Employee manuals

Hiring Employees

Introduction

Hiring preparation

Hiring support staff

Finding candidates for support staff positions

Interview location

The interview

References

Education credentials

Making a decision

Hiring key personnel

Finding candidates for key employee positions

Banking

Personal and business banking

Relationships and banking

Bank services

Loan programs

Merchant card services

Online merchant card services

Service charges

Check insurance

Availability of funds

Location

Insurance

Introduction

Insurance companies

Insurance brokers

Types of insurance

Fidelity insurance

General liability insurance

Umbrella insurance

Property damage liability insurance

Fire insurance

Natural disaster insurance

Theft insurance

Boiler and machinery insurance

Product liability insurance

Workers' compensation insurance

Business interruption insurance

Disability insurance

Vehicle insurance

Life insurance

Key man insurance

Personal health insurance

Employee benefits

Lawyers

The value of lawyers

Invoice Terms

Introduction

Copyrights & Trademarks

Introduction

Copyrights

What is a copyright?

How to register a copyright

Trademarks and service marks

What is a trademark or service mark?

Is registration mandatory?

Using symbols TM, SM, and �

How to register a trademark or service mark

The Business Startup & Operating Manual

Only $37.00

Business Startup Manual and DVD's

download now button-

copyright - BizStartupManual

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